Employee Benefit Packages & Services

Our services and approach in the designing and managing of a group benefit plan is focused on five basic principles. The plan must:

Have a strategy to control rising health benefit costs
Transfer liability away from the plan sponsor
Improve administrative and benefit management processes
Educate employees about the plan
Have a dedicated resource for guidance and problem resolution

Our philosophy when developing an employee benefit package is simple and effective.

Strategy:

When designing a program for any client, the first thing we do is evaluate the climate of the company. By taking time to understand your organization and its goals we can ensure that your benefit program supports where you are today and can change to meet the needs of the future.

Another important element is finding out what your employees value in a benefit program. We can help gather such information through employee surveys, focus groups or face to face interviews.

At KDM Benefits, Inc. we will custom design a benefit program that has a strategy to control costs, transfer liability and bring value to the employees.
Transfer Liability:

Offering and implementing insurance plans is only a part of an employee benefit program. There are state and federal regulations that employers must comply with and they vary based on company size and state.

At KDM Benefits, Inc. we help you understand which health insurance related regulations apply to you and provide resources to help with compliance.
Improve Processes:

Administering employee benefit programs can be overwhelming and cumbersome creating confusion and frustration for all involved.

At KDM Benefits, Inc. we streamline this process through standardized forms, processes and our on-line Customer Service program allowing you to have access to benefit information and forms at the touch of a button through our client login system.
Educating Employees:

The best way to cut rising benefit costs is to get employees engaged, informed and empowered.

When employees are well informed and engaged they become confident. They're then able to make better health care decisions and utilize their plans more efficiently. Being empowered gives them what it takes to ask questions and take control of their healthcare needs which results in fewer unexpected out-of-pocket expenses and an overall higher satisfaction of the plan.

At KDM Benefits, Inc. we can plan and implement health fairs, payroll communications, employee correspondence, and conduct group meetings and one-on-one benefit consultations.
Dedicated Resource:

At KDM Benefits, Inc. we want you to think of us as an extension to your benefit administration department. We provide our clients with personal attention for ongoing service and support for all matters pertaining to the administration of their benefit plans.